Why Bank Statement Audit
BankStatementAudit is built for mechanical verification of bank statements. We provide deterministic checks, clear outcomes, and evidence-ready outputs you can review and stand behind.
At a Glance
- Deterministic verification — consistent calculations, not interpretation.
- Evidence-ready outputs — audit-style PDF plus CSV and JSON exports.
- Short data retention and user-controlled deletion — delete your uploads and generated outputs at any time.
How Most Bank Statement Tools Work
Enterprise platforms
These are powerful systems designed for lenders and institutions. They often require demos, contracts, and custom pricing.
- Expensive for small teams
- Complex to evaluate
- Opaque pricing
- Designed around internal workflows rather than end-user review
Conversion and extraction tools
These focus on turning PDFs into structured data via OCR or APIs.
- Stop at extraction
- Require technical setup
- Leave verification logic to the user
- Do not produce audit-style outputs
Our Approach
BankStatementAudit is intentionally simple and opinionated.
- Mechanical verification only — no predictions, advice, or black-box scoring.
- Clear, human-reviewable outputs — PDF, CSV, and JSON you can inspect yourself.
- Transparent pricing — no sales calls and no “contact us for a quote”.
- Short data retention — uploaded statements are deleted automatically after 7 days and generated outputs after 30. You can also choose to delete them at any time.
- Self-serve from day one — upload, process, and review with no onboarding calls.
Why Some People Prefer Us
- They did not want a sales process
- They wanted to understand the checks being performed
- They needed predictable costs
- They did not want financial documents stored indefinitely
- They wanted outputs they could explain to someone else
When We May Not Be the Right Fit
- You need a fully integrated lender decisioning platform
- You require real-time API processing at very high volume
- You want advisory or predictive outputs instead of verification
- You need long-term document storage
In those cases, enterprise platforms may be a better fit.
A Note on Trust and Security
Uploading bank statements requires trust. The Service is designed to minimize data exposure rather than maximize data collection.
- Data is encrypted in transit and at rest
- Access is limited by design
- Uploaded statements are automatically deleted after 7 days
- Long-term data retention is avoided
- The free tier displays redacted previews
Simple by Design
BankStatementAudit is not trying to be everything. It is designed to do one thing well: verify bank statements in a way that is clear, inspectable, and predictable.