Definition + verification Mechanical checks PDF • CSV • JSON

Bank Statement Audit

A bank statement audit is a structured review that verifies statement completeness and basic accounting integrity— checking balances, transaction continuity, and structural consistency. BankStatementAudit produces clear, mechanical verification outputs from client-provided statements.

Beginning / ending balances
Confirm statement period boundaries.
Continuity verification
Surface gaps and structural breaks.
Transaction exports
CSV/JSON for workflows and analysis.
Documentation-ready
Clear report artifacts for review.
Statement completeness

Verifies that the statement appears structurally complete for the period being reviewed and surfaces missing sections, gaps, or discontinuities where possible.

Balance integrity

Confirms beginning and ending balances and checks for mechanical consistency within the extracted transaction stream.

Continuity checks

Evaluates transaction continuity and highlights structural breaks that may indicate missing pages, missing rows, or layout extraction issues.

Who typically needs a bank statement audit?

Bank statement audits are commonly used in professional workflows where accuracy, documentation, and repeatability matter.

Accounting & advisory
  • Accountants and consultants reviewing client statements
  • Reconciliation and financial review preparation
  • Repeatable verification artifacts for files
Legal & lending
  • Attorneys reviewing client-provided statements
  • Lenders performing underwriting and due diligence
  • Neutral documentation for case or loan files

Coverage & limitations

BankStatementAudit supports many common financial institutions out of the box. When an unfamiliar bank is encountered, statements are still processed using a generic audit engine, and new institutions are continuously onboarded as real-world statements are encountered.

Professional note

BankStatementAudit provides verification-style outputs and flags. It does not provide legal conclusions, lending decisions, or risk scoring, and it does not replace professional judgment.

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